This interest-earning checking account offers customers with more perks than the bank's other bank accounts combined. You'll still have access to overdraft protection, buffers and fee erasers. But being a Premier client enables you to earn triple rewards points on a World Mastercard® credit card and use your Premier Mastercard® debit card at any ATM in the world for free. Your debit card will also carry higher transaction dollar limits, chip technology and fraud protection. Further, Elavon is expanding geographic coverage and availability of payment consultants across Bank of the West's network as part of the extended relationship. Headquartered in Paris, France, it has one of the most extensive international networks in the world with offices in 87 countries.
This means at a branch, ATM, online, over the phone or on its mobile app. Whenever you want to access your money at an ATM, you'll need your Bank of the West debit card and PIN. Be ready to have your personal and account information ready when you want to access your money through any other method. Bank of the West is a regional financial services company chartered in California and headquartered in San Francisco with $69 billion in assets. Founded in 1874, Bank of the West provides a wide range of personal, commercial, wealth management and international banking services through more than 650 offices in 22 states and the internet (bankofthewest.com).
Bank of the West is a subsidiary of BNP Paribas, which has a presence in 75 countries with 180,000 employees. Key Features Details Minimum Deposit $100 Access to Your Checking Account Online, mobile, over the phone and at physical branches. Security FDIC insurance up to the maximum amount allowed by law.
These additional deposits must be at least $100, but you can make them at any time. They will earn interest at the rate the account earned when you opened it. It's important to remember that this account is still an IRA. That makes it subject to IRA contribution limits that you have to be aware of.
Exceeding these limits can get you into some trouble with the IRS. Bank of the West makes its simple checking account accessible to more customers with its "any deposit" amount allowances. Plus, you can easily avoid the monthly fee by making a deposit of any amount each statement cycle.
When you have this money market account, you'll never face fees for deposits and withdrawals you make at a branch or ATM. Don't forget that as a savings account, money market accounts still limit your outgoing transactions to six per statement cycle. You have a number of opportunities to earn higher and higher interest rates with a Bank of the West Choice Money Market account. For starters, you should link your money market account to a Bank of the West checking account. The exact rates will depend on the checking account you open and link.
Further, there's a balance sweet spot for each set of rate tiers. For example, if you link a Premier Checking account and your money market account has a balance of $50,000, you'll earn at the highest rate possible with a Choice Money Market account. To strengthen its position, in 1979 BNP bought Bank of the West, a regional institution that already enjoyed a 100-year history whose headquarters are in San Jose in the heart of the future Silicon Valley. California's 11th largest bank, it has a 45-office network and specialises in large West Coast businesses, international trade and the US money market. It is also well established in the agricultural and agri-food sector. In March 1980, in order to consolidate its position, BNP incorporated the French Bank of California's business into Bank of the West, which enabled BNP to strengthen its presence in California with 50 additional branches.
The catch for those who are eligible to open an account is that Bank of the West doesn't offer the best rates in the industry. Most accounts have interest rates well below the national average. These accounts also have high minimum deposit requirements and monthly fees. Most of the following bank accounts have minimum deposit requirements and charge monthly fees. It's important to check those out so you don't get blindsided when you open an account. Referrals for new business will be marketed through Bank of the West's 22-state banking network of more than 650 commercial office and retail branch locations.
West Valley National Bank was formed by a group of local residents from the West Valley area of Phoenix, Arizona. They strategically discussed the lack of quality financial services available to the small businesses in the West Valley. The United California Bank acquisition will solidify BancWest's position as one of the premier western financial services franchises. Following the acquisition, BancWest will have $31 billion in assets and serve 1.5 million customers from more than 350 branches in California, Hawaii, five other Western states, Guam and Saipan.
Bank of the West will have $15 billion in deposits within California, ranking fourth in bank deposit market share in the nation's most populous state. "For our customers in Hawaii and the West, however, it's business as usual at our branches. Both First Hawaiian and Bank of the West will remain community banks, with an emphasis on decentralized, personal service." By clicking on the link below, you will leave the Union Bank website and enter a privately owned website created, operated, and maintained by another unaffiliated business. By linking to the website of this private business, Union Bank is not endorsing its products, services, or privacy or security policies. If you accept third-party goods or services advertised at our website, the third party may be able to identify that you have a relationship with us .
As a checking account, you'll receive a free Mastercard® debit card. You can use this card for free at any Bank of the West location or ATM. If you use any non-Bank of the West ATM, the bank will charge you $2.50 for each withdrawal.
Bank of the West offers its customers the ease of online and mobile banking. When you access your account online, you can track your spending and budgets, pay bills, transfer money, set up email and text alerts and more. Bank of the West also charges monthly fees for each of its bank accounts, except its personal CDs.
There are ways to waive these fees, by meeting certain requirements like high account balances. Open a personal checking or savings account online in minutes. • Access up to 7 years' worth of checking, savings, CD and credit card account statements online. Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A.
And affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Programs, rates, terms and conditions are subject to change without notice. Bank of the West has one of the best bank websites of the banks we've reviewed.
You can easily find the account information you need to know no matter which account you're considering. The bank also maintains a more local and personal feel, which makes sense since it serves only 19 states. Online and mobile banking both allow you to check on your balances, make transfers, deposit checks and more. The mobile app is also equipped with security measures like Touch ID. Also, while anyone can access the bank's website, like SmartAsset in New York, only customers who live in the 19 states the bank services will be able to open an account online . While the account earns at the lowest interest rate in the industry, you won't face fees for deposits and withdrawals when you make them at a branch or ATM.
As a savings account, you're limited to six outgoing transactions per statement cycle. This site is designed to help people locate their bank's nearest branch locations, lobby hours, and online banking information. This site is not run by, endorsed, or associated with Bank of the West in any way. The Bank of the West is a great bank the provides all the essential banking services to the public, the customer support number of the business is available below, as well as information about their opening hours. Consolidation of non-local bank branches is expected to become a common occurrence as more services are offered online, via mobile devices and telephone.
Cardtronics is the trusted leader in financial self-service, enabling cash transactions at approximately 230,000 ATMs across 10 countries in North America, Europe, Asia-Pacific, and Africa. Leveraging our unmatched scale, expertise and innovation, top-tier merchants and businesses of all sizes use our ATM solutions to drive growth, in-store traffic, and retail transactions. As champions of cash, Cardtronics converts digital currency into physical cash, driving payments choice for businesses and consumers alike. This account mirrors the regular Flexible-Term CD, only with fewer available term lengths.
The shortest term you can open as an IRA with this account is 12 months. However, it would really boost your retirement savings to open an account between 48 and 60 months since those accounts carry the highest rate. Finally, you'll have access to BancWest Investment Services, Bank of the West's affiliated broker/dealer.
Through BancWest, you can employ a financial advisor to help you understand and manage your money and investments. You'll also be able to open a BancWest brokerage account and benefit from zero-commission buying and selling on 15 online equity and ETF trades each month. Much of the same is also true when you bank on the mobile app. However, you can also deposit checks on the go, log in with your fingerprint, see your balances with the swipe of a finger and even scan bill stubs to make payments. Also important to note is that Bank of the West is not available to everyone in the U.S. For now at least, the bank operates only in 19 states in the Southwest, Midwest, West Coast and Rocky Mountain regions.
Those who bank in these areas will have easy access to their accounts at physical locations, online and on mobile. You can discover where there is a nearby branch location and ATM's of Bank of the West using the official website of the bank at by entering zip code or city and state in the search box. When my dad died the " accidently" froze all the accounts associated with him so mom had no money for at least a week.
We checked with them after dad's death to take care of trust and make , almost 6 months ago, but now they refuse to DEPOSIT checks made out to the trust because they are to mom AND dad. The other bank where we are moving her accounts deposit checks fine that are made out to both of them even with an AND. Also in 2001, First Hawaiian Bank bought Union Bank of California's branches in Guam and Saipan. First Hawaiian had established its first branch in Guam in 1970 and its first branch in Saipan in 1997. The year 2001 concluded with the December purchase by Bank of the West of United California Bank from Japan's UFJ Bank.
Bank of the West is a regional financial services company, headquartered in San Francisco, California. It has more than 600 branches and offices in the Midwest and Western United States. ID TheftSmart provides credit monitoring, consultation and restoration services to protect your personal identifying information. BankWest checking customers qualify for comprehensive services – for just $6.99 per month. Enjoy secure access to your accounts and manage your finances from virtually anywhere. You will be linking to another website not owned or operated by The Bank of Missouri.
The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from The Bank of Missouri. If you prefer that we do not use this information, you may opt out of online behavioral advertising.
If you opt out, though, you may still receive generic advertising. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Operated 297 branches, consisting primarily of retail banking branches in the West Coast states, along with commercial branches in Texas, Illinois, New York and Georgia. Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A. Member FDIC.
Browse all Union Bank branches below or to search for a branch by zip code, please use our branch locator. Our branch offices throughout California, Oregon and Washington State are organized below by state and region. You are leaving the West Bank website and linking to a website that West Bank does not own. West Bank is not responsible for its content and does not represent either the linked website or you, should you enter into a transaction.
We encourage you to review their privacy and security policies which may differ from West Bank's. To make banking even more convenient, West Bank has several convenient branch locations and belongs to the MoneyPass ATM network, which gives you surcharge-free access to 23,000 ATMs nationwide. Through this partnership with Cardtronics, Bank of the West significantly increases its visible presence and brand awareness in two key markets, while expanding fee-free withdrawal convenience for Bank of the West customers.
These additions triple the total number of cash access locations for Bank of the West customers in Denver, and nearly quadruple ATM locations in Sacramento. Convenience, experience and professionalism make BBW the trade and clearance custody service partner of choice for community banks across our service area. This is reflected in the adoption of the new brand Bank of the West BNP Paribas in 2017. YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs.
Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. "Preferred" listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page. Bank of the West's accounts doesn't earn at the highest rates. Once you have an account, you can sign into your online banking account from any page. This will require you to sign up for online access so you can set up a unique username and password.
You can do most of your banking online with Bank of the West. Luckily, the bank has a thorough and easy-to-navigate website so you can quickly find the information you're looking for. You can open all the bank accounts online, except CDs and IRAs. The bank's website also has a live chat feature available from every page. You may have to wait a couple minutes to be connected with a chat representative, but from there you can ask your questions.
At the moment, only those who bank in these states can open an account with the bank. If you're one of these people, you can also find Bank of the West online, on mobile and over the phone. With higher interest rates, you'll want to avoid making any early withdrawals. These will cost you a penalty, often losing you the interest the account earned in the first place.
